With the Calgary real estate market softening up, it seems lenders are getting a little more flexible on foreclosures. I am finding now, if the property is at the stage of foreclosure where the lender has taken possession of it, they are starting to allow offers with finance condtions. This is not true in all cases and each foreclosure property must be evaluated on an individual basis. Currently I have an offer in on a foreclosure owned by TD Canada Trust, and they are allowing a finance condition. Feel free to contact me for more information on foreclosues. More information is contained under Buying, Buying Guides on this website.